<?xml version="1.0" encoding="utf-8"?><!DOCTYPE Zthes SYSTEM "http://zthes.z3950.org/schema/zthes-1.0.dtd">  <Zthes><term><termId>190</termId><termName>BHU</termName><termType>PT</termType><termLanguage>es</termLanguage><termVocabulary>Tesauro de Ordenamiento Territorial y Vivienda en Uruguay</termVocabulary>	<termStatus>active</termStatus>	<termApproval>approved</termApproval>	<termSortkey>BHU</termSortkey><termNote label="Scope"><![CDATA[ <p>"El Banco Hipotecario del Uruguay (BHU) es una institución financiera pública especializada en el crédito hipotecario."</p> ]]></termNote><termNote label="Source"><![CDATA[ <p><a href="https://www.bhu.com.uy/%E3%85%A4institucional%E3%85%A4%E3%85%A4/historia/">https://www.bhu.com.uy/%E3%85%A4institucional%E3%85%A4%E3%85%A4/historia/</a></p> ]]></termNote><termCreatedDate>BHU</termCreatedDate><termModifiedDate>2022-10-03 15:11:03</termModifiedDate><relation><relationType>BT</relationType><termId>188</termId><termName>Organismos públicos relacionados a la vivienda</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>191</termId><termName>ANV</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>194</termId><termName>BPS</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>193</termId><termName>DINISU</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>192</termId><termName>DINAVI</termName><termType>PT</termType></relation><relation><relationType>RT</relationType><termId>189</termId><termName>MEVIR</termName><termType>PT</termType></relation></term>  </Zthes>